Closing a refinance – A Success Story

Loan Amount – $300,000

Property Location – Sydney, NSW

Mortgage Agent – Rose Kaur

Refinancing is a smart way to reduce your financial burden and make your mortgage more manageable. It involves replacing your current home loan with a new one with better terms and interest rates. If done correctly, it can save you thousands of dollars in the long run. Pat and Judy, our recent clients, were looking to do exactly that – refinance their home loan to get better rates and some cash out.

Pat and Judy had a bad experience with their then-lender and wanted to switch to a new one. They reached out to us after being referred by an existing customer. The couple had already paid a deposit to purchase a car of their dreams and needed the cash out to complete the transaction. We understood their urgency and dissatisfaction with their current lender and began working on their file.

One of the main challenges we faced was the impaired Credit history of the clients. However, we did not let that discourage us. We had an in-depth conversation with Pat and Judy, understood their situation, and assured them that their satisfaction is our top priority.

We leveraged our knowledge of various lenders’ policies and procedures to gather the right documentation and tailor the file accordingly. Our prompt approach and attention to detail ensured that the file was approved and settled within a month’s time with one of the major lenders. This quick turnaround time helped Pat and Judy save around $8k-$10k annually.

Additionally, the couple was able to purchase their dream car on time without having to lose their deposit. Our efforts not only helped them achieve their financial goals but also earned their trust and loyalty.

In conclusion, refinancing your home loan can be a complex process, especially if you have an impaired Credit history. However, with the right knowledge, approach, and attention to detail, it can be a smooth and rewarding experience with Team Tomorrow FS. At our firm, we pride ourselves on providing customized solutions to our clients and helping them achieve their financial goals.

Contact us today on +61 3 9193 3634 or write to us on

*Names of clients have been changed for privacy reasons

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